We provide financing for the backbone of America: commercial property that is home to small and medium businesses, as well as apartment financing that contributes to the rehabilitation of middle-income affordable housing, making a positive social and environmental impact.
In the competitive commercial real estate lending market, loan brokers encounter the challenge of finding innovative financing solutions tailored to their clients' diverse requirements. Kirkland Capital Group's (KCG) private bridge product allows a seller second mortgage option up to an 85% CLTV (Cumulative-Loan-to-Value). By reducing the buyer's cash requirement to 15% plus closing costs, brokers can significantly enhance their clients’ purchasing power, granting access to properties that were previously unattainable.
Cash flow statements are critical for financial reporting, showing a company's ability to generate & manage cash. At KCG, we understand their importance in assessing creditworthiness & viability. We won't consider loans without accurate & timely cash flow statements, ensuring borrowers grasp their finances & we make informed decisions.
If you are planning to buy a property that has tenants, you might be in for a nasty surprise. You could inherit tenant problems that the seller did not disclose, such as unpaid rent, lease violations, or maintenance issues. How can you protect yourself from buying a lemon property? The answer is estoppel certificates.
The loan request summary provides a concise overview of the real estate loan deal, highlighting key facts about the property, potential opportunities or risks, and the purpose of the loan. Transparency is crucial, as any undisclosed issues may lead to loan denial.
